Rule of 72 Calculator

Estimate how many years it takes to double your money at a given annual return, with the exact figure for comparison.

%
Years to double (rule of 72)
9
Exact years to double
9.01
Years to triple (exact)
14.27

Formula

Years to double ≈ 72 ÷ annual rate (%). Exact: ln(2) ÷ ln(1 + rate).

About this calculator

The rule of 72 is a mental shortcut. It is most accurate for rates between about 6% and 10%; the exact logarithmic result is shown beside it.

Amounts are shown without a currency symbol, so the calculator works for any currency: enter all values in the same one.

Frequently asked questions

Does the rule of 72 work for inflation?

Yes. Divide 72 by the inflation rate to estimate how many years it takes for prices to double, or for money to lose half its buying power.

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